Virtual CFO and Financial Planning & Analysis (FP&A) Services
Growing businesses need finance leadership before they can afford a full-time CFO. Our virtual CFO service, provided by our partner CA Akshay Gupta, gives founders and management planning, reporting and financial discipline on a part-time basis.
What a virtual CFO does
- Budgeting and forecasting – annual budgets, rolling forecasts and scenario analysis.
- Cash-flow management – short-term cash planning and working-capital review.
- MIS and dashboards – monthly reports on revenue, margins, burn, runway and key ratios.
- Unit economics and pricing – understanding the profitability of products, customers and channels.
- Investor and lender reporting – board packs, funding models and information for due diligence.
- Finance function set-up – processes, approvals and controls.
Who provides it
Our Virtual CFO engagements are provided by our partner, CA Akshay Gupta, together with our finance team. He works directly with founders and management on planning, reporting and financial decisions, and brings the perspective of a director who sits on the audit committees of several listed companies.
Who it is for
Startups after their first round, founder-led companies crossing a few crore in revenue, businesses preparing to raise capital or a large loan, and companies that want a regular financial review without hiring a full-time team. See also startup advisory.
Frequently asked questions
How is it different from bookkeeping?
Bookkeeping records what has happened. A virtual CFO looks ahead: plans, forecasts and advises on decisions using the numbers from the books.
How often will we meet?
Typically monthly for review, with more frequent calls around fundraising or budgeting. The schedule is agreed in advance.
Can the service be used with overseas operations?
Yes. We support businesses with operations in more than one country. See services for international clients.
This page gives general information about Agar & Co. and its services. It is not an advertisement or solicitation, and it should not be treated as professional advice. Rates, thresholds and due dates change from time to time.